EFTS - EXAMPLE OF FILE LAYOUT

VOL1000011                               123456                                3
HDR1 A123456S                          F     01980307             980408        
UHL1 98067000095    010000001 DAILY  001                                        
9393938888888809995959577777777000000000017480USERS ACCOUNT NAMEUSERS REF NUMBER DEST ACCOUNT NAME                
9090902222222209995959577777777000000000012255USERS ACCOUNT NAMEUSERS REF NUMBER DEST ACCOUNT NAME                
9595957777777701795959577777777000000000029735                                             CONTRA                                 DISNEYWORLD   
UTL10000000029735000000002973500000010000002