Please find below our current Terms and Conditions, and certain updates to our Terms and Conditions with the effective date of those updates specified.
|Terms and Conditions||Current Effective Date||New Effective Date|
|General Terms and Conditions for Personal Customers||25th May 2018|
|Terms of Business for Personal Customers||1st January 2016|
|General Terms and Conditions for Business Customers||10th October 2014|
|Terms of Business for Business Customers||1st January 2016|