Please find below our current Terms and Conditions, and certain updates to our Terms and Conditions with the effective date of those updates specified.


Terms and ConditionsCurrent Effective DateNew Effective Date
General Terms and Conditions for Personal Customers25th May 2018 
Terms of Business for Personal Customers                             1st January 2016 
General Terms and Conditions for Business Customers10th October 2014 
Terms of Business for Business Customers1st January 2016