Automate your banking and focus on your business
Connect your systems to Danske Bank’s Premium APIs - and use your own AI solution to get the information you need immediately.
With our Premium APIs, you can automate manual tasks, get rid of file transfers and delays and get the up-to-date information you need to make fast, confident decisions.
Financial data in real time
See balances and transactions as they happen. Stay in control and act sooner.
Less manual work
Automate reconciliation and status checks. Save time and reduce the risk of errors.
Spot risks sooner
Identify missing payments, low balances and currency exposure earlier, and respond quicker.
How can Premium APIs benefit your business?
- Connect your systems directly to Danske Bank and access your financial data in real time.
- Bring your banking data into the systems and workflows your business already uses.
- Automate manual routines, reduce delays and lower operational risk.
- Create tailored views and work with your banking information where it suits your business.
- Get greater flexibility to explore insights and support faster decisions with your banking information.
- Connect your own AI solution to the Premium APIs and create tailormade real-time dashboards, ask questions and get insights related to liquidity, payments, accounts and FX trades.*
Explore our Premium APIs
Account Transaction & Balance API
The Account Transaction & Balance API enables you to build on real-time access to transaction information and balances on your Danske Bank accounts. It is well suited if you are looking to optimise your financial operations and make confident financial decisions.
Payment Collection API
The Payment Collection API enables you to automate the processes of sending and receiving payment collections, currently available only for Finnish e-invoices. It is well suited if you are looking to streamline payment collection processes, reduce manual work and scale efficiently as volumes grow.
Payment Initiation API
The Payment Initiation API gives you access to payment initiation from your Danske Bank business accounts. It is well suited if you are looking to integrate domestic and international payments in any of your payment flows in the Nordic countries or Ireland.
FX Trade Report API
The FX Trade Report API enables users to access comprehensive details about both open and historical FX trades carried out with Danske Bank. It allows retrieval of trades executed across all venues, including Danske FX and third-party platforms when transactions have been made with Danske Bank.
Explore our Premium APIs
Visit developer portalHow to get started with Premium APIs
Get a Digital Certificate
Obtain a qualified digital Network certificate (e.g. QWAC or EV) required for mTLS to verify your organisation's identity.
Set up District access and sign agreements
Contact Danske Bank, order the required District modules, and sign the necessary agreements (subject to fee).
Upload certificate and assign permissions within District
Upload digital certificate for validation and assign relevant mandates to District users.
Register and subscribe to APIs
Once the certificate is approved, create a project and subscribe to required APIs (subject to a fee).
Start using the APIs
Use ClientID and certificate to authenticate and begin integrating with the APIs (subject to a fee).
“With Premium APIs, our finance and accounting teams—including the CFO—can follow our money movements in real time. That completely changes the mindset of the company.”
Hanui Ye, Director of FinTech & AI Lead at Boozt
Connect your AI agent with Danske Bank’s Premium APIs
Connect your own AI solution to Danske Bank’s Premium APIs through our MCP Service. This gives you direct access to your real-time banking data, so you can create tailormade real-time dashboards, ask questions and get insights related to liquidity, payments, accounts and FX trades.*
“The instructions were so easy that my agent handled them. Five minutes later, we were up and running with MCP.”
Rene Faurskov, Finance Director at IT Minds
Better solutions through co-development
We develop our Premium APIs together with our customers, ensuring solutions are shaped by real needs and deliver meaningful business value.
“The goal is not to reduce the number of people. It is to do more for our customers and stop wasting time on manual tasks.”
Carsten Schmidt, CEO at SkatePro
Do I need to be a Danske Bank customer to use the Premium APIs and MCP Service?
If you want to use the Premium APIs with your own banking data, you need to be a Danske Bank customer and have access to your accounts in our online banking solution District.
However, if you only want to try the Premium APIs with dummy data and use your AI solution, you do not need to be a customer in Danske Bank.
Do you want to know how Premium APIs can benefit your business?
*Danske Bank is not responsible for how your AI solution uses, interprets or acts on information obtained through this service. You remain responsible for your AI solution and any decisions or transactions it generates.
