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Integrate with
Danske Bank


Are you spending loads of time reconciling, making payments, and collecting data for reporting?

Give your business an opportunity to streamline processes, reduce risks, and enhance your financial operations through our suite of integration services, including files, regulatory and Premium APIs.

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Is your company tired of tedious daily banking tasks?
Is it time to simplify your financial operations?


Cumbersome process for reconciliation?
Are you looking for better ways of working with reconciliation?
With a direct connection between Danske Bank and your system, you have the opportunity to achieve a smoother and more efficient reconciliation process.

Manual payment processes?
Would you like a smooth payment process while still ensuring proper approval?
Obtain the possibility to save time and reduce the risk of errors by automating your payment flow while still ensuring proper approval processes, either in your system or via our online banking solution District.

Time consuming reporting?
Would you like data to help free up time for reporting and keep track on liquidity?
Manage time and enhance account visibility as well as liquidity reporting by receiving data from Danske Bank.

Why integrate with Danske Bank?


There are many advantages of integrating your systems with Danske Bank. To mention a few possibilities:
  • Free up time from daily, time-consuming routine tasks, allowing you to work more effectively, reduce costs and focus on your core business.
  • Reduce risks and errors by eliminating manual processes and gain insights that will enable you to make more data-driven business decisions.
  • Gain more control and maintain visibility over your business by accessing account data whenever and wherever you need it.

Automate and streamline your daily banking tasks with Danske Bank

Example: typical payment process 

 

Step 1: Register the invoice in the accounting system

Step 2: Approve invoice(s)

Step 3: Find, select and prepare invoice(s) for payment

Step 4: Approve payment(s) in the accounting system

Step 5: Export payment(s) to a file and save it on your drive

Step 6: Open browser and log on to Danske Bank

Step 7: Upload payment file to our online banking solution District

Step 8: Approve payment file in our online banking solution District

Example: automated payment process

 

Step 1: Register the invoice in the accounting system

Step 2: Approve invoice(s)

Step 3: Find, select and prepare invoice(s) for payment

Step 4: Approve payment(s) in the accounting system

Step 5: Send the payment file to Danske Bank, book and close the invoice

Start integrating with Danske Bank

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Already powering your preferred systems


Microsoft Dynamics 365

Fortnox

Finance Key

Nomentia

Zenegy


Click here to view a full list

Already powering your preferred systems

Microsoft Dynamics 365
Fortnox
Finance Key
Nomentia
Zenegy

Click here to view a full list

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Files

If you need technical information about channels, security, or file formats, please visit our technical page for file integrations.

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Premium APIs

Potentially join our Premium API Pilot Program to co-develop and test API integrations.

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Partners

Overview of ERPs, bank integrators, and other service and system providers, integrated with Danske Bank. 

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What's new?

Upcoming changes

Find information about upcoming changes to files, channels, and security that may require changes for you as a customer or ERP provider.

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Regulatory APIs

Access the latest news and system updates concerning regulatory UK Open Banking and PSD2 APIs.

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Premium APIs

Danske Bank is currently testing various Premium API Integrations.

Discover APIs

Questions and answers

  • A file is a digital document used to electronically transfer data between the ERP system and the bank’s system. Depending on the process required, the file can either be a payment file or a reconciliation file. Instead of paying invoices individually, you can create a batch of payments in a file that can be processed in one go. The file can be created in various formats depending on your system. Most commonly is the ISO20022 XML format.
  • The ISO 20022 XML format is a global standard for electronic data interchange between financial institutions. It provides a common language and model for financial messages, such as payments, securities, trade services, and cards transactions. It uses XML (eXtensible Markup Language) for structuring data.
  • There are several benefits of the ISO 20022 XML format. For instance, you can initiate different types of payments across currencies in one file (versus several), simplifying the process whilst reducing costs. If you need to update your payment files – for example due to regulation – you only need to update one file format. Likewise, you can use existing and new payment features when you prefer since ISO 20022 XML is a flexible format that allows you to execute payments based on your needs. As XML is extendable, it allows carrying more structured data, for reconciliation, for instance.
  • The ISO 20022 XML format operates upon different document types. The document type starting with pain. is used for initiating payments, whereas the document type starting with camt. is used for reconciliation of payments. You can find an overview of document types for ISO 20022 XML format here.

  • If you want an integration with the bank allowing you to exchange XML file, then you need a communication channel. You can use District for manual upload or download of files or you can use Webservice or SFTP for a direct and automatic upload and download of files. We also support SWIFT integrations.

    Learn more about channels here.

  • The channel to choose is depending on your needs for direct communication and how many files you will send and receive.
    District is a plug and play solution, where you can send and receive file by simple file upload and download. If you have a more advanced ERP system then a direct communication solution may already be prepared, either with Webservice, SFTP or API communication. If you are going to design your own integration, then we recommend a SFTP solution with PGP encryption and signing of files, which is commonly used technologies with several standard tools and user interfaces available for free.

    Learn more about channels here. 
  • API stand for Application Programming Interface. It enables customers and partners to integrate functionalities into their systems and applications. In Danske Bank, we distinguish between Regulatory APIs and Premium APIs.

  • Regulatory APIs are application programming interfaces that banks must provide under the European Union’s Payment Services Directive 2 (PSD2). These APIs allow licensed third-party providers (TPPs) to securely access customer account data and initiate payments in a standardised manner with the customer’s consent.

    Learn more about regulatory APIs here.

  • Premium APIs (Application Programming Interface) are non-regulatory API based services on the Danske Bank API Platform. They enable customers and partners to integrate advanced functionalities into their applications and systems.

    Learn more about Premium APIs here.
  • The API Platform is a secure interface designed for seamless interaction between Danske Bank’s API ecosystem and external systems. It allows to access services and data, enabling integration into the applications and systems. Through the API Platform, advanced functionalities can be leveraged while ensuring compliance with industry standards and maintaining security protocols.

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Integration Services

In Danske Bank, we strive to deliver easy integration between our solutions and your business systems, such as ERP systems. We support ISO 20022 standard as a key lever to drive your integration costs down.​

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Check which service providers integrate with Danske Bank

In collaboration with ERP vendors, bank integrators, and other service providers, please find below an overview of those who are integrated with Danske Bank and remain compliant with the XML file format ISO 20022 camt.053/camt.054 and pain.001. Additionally, this overview is enriched to easily identify who utilises Danske Bank's PSD2 APIs.

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Upcoming changes

Here you will find information about upcoming changes to files, channels and security that may require changes for you as a customer or ERP provider.

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