ISO 20022 XML
ISO 20022, maintained by the International Organization for Standardization, establishes a global standard for information exchange across business areas. ISO 20022 XML format simplifies the exchange of financial information, reduces errors, and ensures compatibility with modern systems, enabling businesses to prepare for the future.
To test your ISO 20022 XML files, please use our File Validation Tool.
Payment
Initiation
| Message Name | Message Implementation Guide (MIG) | Examples | Download schema files |
|---|---|---|---|
| Credit Transfer Initiation | pain.001.001.03.xsd | ||
| Payment Cancellation | camt.055.001.01 (pdf) | camt.055.001.01.xsd |
Status messages
| Message Name | Message Implementation Guide (MIG) | Examples | Download schema files |
|---|---|---|---|
| Payment Status Report | pain.002.001.03 CGI-MP (pdf) | pain.002.001.03.xsd | |
| Code List | Code List (pdf) | ||
Payment Cancellation Status | camt.029.001.03 (pdf) |
Reconciliation
| Message Name | Message Implementation Guide (MIG) | Examples | Download schema files |
|---|---|---|---|
| Account Report | camt.052.001.02 CGI (pdf) | See examples | |
| Account Statement | camt.053.001.02 CGI (pdf) | See examples | |
| Debit Credit Notification | camt.054.001.02 CGI (pdf) | ||
| Appendix |
CAMT Appendix (pdf) Bank Transaction Code appendix (pdf) |
SEPA Direct Debit
Initiation
| Message Name | Message Implementation Guide (MIG) | Examples | Download schema files |
|---|---|---|---|
| Direct Debit Initiation | pain.008.001.02 (pdf) | Documented in the MIG | pain.008.001.02.xsd |
| Direct Debit Cancellation | camt.055.001.01 (pdf) | Documented in the MIG | camt.055.001.01.xsd |
Status messages
| Message Name | Message Implementation Guide (MIG) | Examples | Download schema files |
|---|---|---|---|
| Direct Debit Status | pain.002.001.03 (pdf) | Documented in the MIG | |
| Direct Debit Acknowledgement | pain.002.001.03 (pdf) | Documented in the MIG |
SEPA Direct Debit status reports may contain the status codes and abbreviations shown in this downloadable code list (pdf)
To learn how to integrate SEPA Direct Debit in your systems, download the Implementation Guide (pdf)
Related content
File Validation Tool
Using the File Validation Tool you can validate pain.001.001.03 payment initiation files against the overall ISO 20022 XML schema standard (xsd).
File integrations
In Danske Bank, we strive to deliver easy integration between our solutions and your business systems, such as ERP systems. We support ISO 20022 standard as a key lever to drive your integration costs down.
Upcoming changes
Find information about upcoming changes to files, channels and security that may require changes for you as a customer or ERP provider.
