ISO 20022 XML
ISO 20022 is a set of standards defined and maintained by the International Organization for Standardization that define the 'language' for information exchange between entities in various business areas.
Watch the video to learn more about the benefits the ISO 20022 XML format offers your business and what you should consider when changing to it.
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To test your ISO 20022 XML files, please use our File Validation Tool.
Payment
Initiation
| Message Name | Message Implementation Guide (MIG) | Examples | Download schema files |
|---|---|---|---|
| Credit Transfer Initiation | pain.001.001.03.xsd | ||
| Payment Cancellation | camt.055.001.01 (pdf) | camt.055.001.01.xsd |
Status messages
| Message Name | Message Implementation Guide (MIG) | Examples | Download schema files |
|---|---|---|---|
| Payment Status Report | pain.002.001.03 CGI-MP (pdf) | pain.002.001.03.xsd | |
Payment Cancellation Status | camt.029.001.03 (pdf) |
Reconciliation
| Message Name | Message Implementation Guide (MIG) | Examples | Download schema files |
|---|---|---|---|
| Account Report | camt.052.001.02 CGI (pdf) | See examples | |
| Account Statement | camt.053.001.02 CGI (pdf) | See examples | |
| Debit Credit Notification | camt.054.001.02 CGI (pdf) | ||
| Appendix | CAMT Appendix (pdf) Bank Transaction Code appendix (pdf) |
SEPA Direct Debit
Initiation
| Message Name | Message Implementation Guide (MIG) | Examples | Download schema files |
|---|---|---|---|
| Direct Debit Initiation | pain.008.001.02 (pdf) | Documented in the MIG | pain.008.001.02.xsd |
| Direct Debit Cancellation | camt.055.001.01 (pdf) | Documented in the MIG | camt.055.001.01.xsd |
Status messages
| Message Name | Message Implementation Guide (MIG) | Examples | Download schema files |
|---|---|---|---|
| Direct Debit Status | pain.002.001.03 (pdf) | Documented in the MIG | |
| Direct Debit Acknowledgement | pain.002.001.03 (pdf) | Documented in the MIG |
SEPA Direct Debit status reports may contain the status codes and abbreviations shown in this downloadable code list (pdf)
To learn how to integrate SEPA Direct Debit in your systems, download the Implementation Guide (pdf)
