Moving from Bg Max (Bankgiro Inbetalningar) to ISO 20022 XML: What You Need to Know
The Bg Max file format forms part of the Bankgiro
Inbetalningar (Bankgiro Receivables) service provided by Bankgirot, and Bg Max
files contain information about all incoming payments to your business’s
Bankgiro number.
What’s changing?
From 8 September 2026, Bg Max files include only
payments processed in the old infrastructure. Payments processed in the new
infrastructure are not included.
With effect from 10 October 2026, Bankgirot
image files (Bildfil) will be discontinued.
After 27
November 2026, Bg Max files can no longer be used.
What to do to prepare
If you want to continue to receive information
about all payments to your Bankgiro number via file, you must use the camt.053
or camt.054 (ISO 20022 XML) formats.
Contact
your software provider to ensure that your system supports Danske Bank’s
camt.053 and/or camt.054 formats (ISO 20022 XML) and to determine which of
these formats you should use instead of the Bg Max file.
Order the new file format recommended by your
system provider: - camt.053:
In District, select ‘Create’ → ‘Create file order’ → ‘Account statement’. - camt.054: Complete the order form here.
Frequently Asked Questions (FAQ)
27 November 2026 (same as sector deadline).
From 8 September 2026, Bg Max files will only include payments processed in the old infrastructure. Payments that are processed in the new infrastructure will no longer be included in Bg Max files.
If you want to continue receiving information about all payments to your Bankgiro number via file, you will need to use the camt.053 or camt.054 (ISO 20022 XML) formats. Customers that do not transition to
camt.053 or camt.054 messages will need to perform manual reconciliation for
payments processed via the new infrastructure.
Contact your system provider to check which file type(s) your system
supports.
You can use camt.053 (statement file) and camt.054 (entry file).
Camt.053 - Account statement containing all account transactions, including opening
and closing balances.
Camt.054 - Account statement without balances, where the content can be selected from options such as all bank transactions, incoming payments etc.
Contact your system
provider to check which file type(s) your system supports. For more details about camt files, visit the Reconciliation section on this page: ISO 20022 XML
To determine whether any action is required on your part, you should first check
whether you currently use Bg Max files for reconciliation of incoming payments.
If you do not currently use Bg Max files (for example if you use ELIN for
manual reconciliation), you do not need to do anything. You can check which file type you receive today in your business system
settings or by contacting your system provider.
If you currently use Bg Max files to reconcile incoming payments to your
business’s Bankgiro number, follow the steps below.
Contact your system provider to:
ensure that your system supports Danske Bank’s camt.053 and/or camt.054
format, also known as ISO 20022 XML
determine which of these formats you should use instead of the Bg Max file
Camt.053 - Account statement containing all account transactions, including opening
and closing balances. Camt.054 - Account statement without balances, where the content can be selected
from options such as all bank transactions or incoming payments.
Order a new file format
On the basis of your system provider’s recommendation, order a camt.053 or
camt.054 file according to the instructions below as soon as possible and
no later than 8 September 2026.
Our file format documentation is available in the Reconciliation section here:
ISO 20022 XML
You can order a camt.053 file in District by logging on and selecting: ‘Create’ -> ‘Create file order’ -> ‘Account statement’
You can order a camt.054 file by completing the order form here.
Contact your system
provider to check which file type(s) your system supports. For more details about camt files, visit the Reconciliation section on this page: ISO 20022 XML
You can find examples in the Reconciliation section on this page: ISO 20022 XML
Danske Bank’s use of cookies and processing of personal data
We use data from our own cookies and from third-party cookies. We use cookies and process personal data for the purpose of remembering your settings, improving our services, measuring traffic, showing you relevant messages (including profiling) and tracking your use of our website. You can choose to accept our use of all cookies, our use of functional, statistical and marketing cookies or our use of necessary cookies only. Your consent covers the use of both cookies and the associated processing of personal data. To get more information, click use of cookies and processing of personal data. To read more about how to revoke your consent, click the Cookie Policy link at the bottom of our website.
Content is loading
Show
Hide
Show more rows: All table rows are already visible for screen readers.
Show less rows: All table rows are already visible for screen readers.
