• ISO 20022 XML you can continue to use the format.
• EDIFACT you can continue to use the format with limited support for new features.
• Danske Bank formats you can continue to use the format with limited support for new features.
• MT101 you can continue to use the format with limited support for new features.
  
• Bankgirot's formats for Bankgiro supplier- and salary payments you must switch to ISO 20022 XML. (Customers using this service can NOT see payment details in the List of outgoing payments screen in District when sending payment files to Danske Bank)
• Bankgirot's formats for Danske Bank supplier- and salary payments you must switch to ISO 20022 XML. (Customers using this service CAN see payment details in the List of outgoing payments screen in District when sending payment files to Danske Bank)

When you send an ISO 20022 XML file to Danske Bank, then you can decide if you want your payments to be debited as single transactions or as a bulked amount. 
To bulk debit a payment file, then the file must be structured with one debit transaction and two or more underlying credit transactions.

Example:
Single transactions (more <PmtInf> tags)

<PmtInf> Start payment 1
<DbtrAcct> Sender account payment 1
<CdtTrfTxInf> Start credit payment 1
<CdtrAcct> Beneficiary's account payment 1
</CdtTrfTxInf> End credit payment 1
</PmtInf> End payment 1
<PmtInf> Start payment 2
<DbtrAcct> Sender account payment 2
<CdtTrfTxInf> Start credit payment 2
<CdtrAcct> Beneficiary's account payment 2
</CdtTrfTxInf> End credit payment 2
</PmtInf> End payment 2

Bulked transaction (One <PmtInf> tag and more <CdtTrfTxInf> tags)
<PmtInf> Start bulk debit
<DbtrAcct> Sender account bulk debit
<CdtTrfTxInf> Start credit payment 1
<CdtrAcct> Beneficiary's account payment 1
</CdtTrfTxInf> End credit payment 1
<CdtTrfTxInf> Start credit payment 2
<CdtrAcct> Beneficiary's account payment 2
</CdtTrfTxInf> End credit payment 2
</PmtInf> End bulk debit

Please reach out to your ERP vendor to set up your system to fit your needs

Appendix B: Use of 2.3 BtchBookg gives detailed information about the <BtchBookg> tag and bulk debitering rules.

Danske Bank supports the following reconciliation file in ISO 20022 XML formats:

• camt.052.001.02 - Account report
• camt.053.001.02 - Account statement with balance
  The file contains incoming and outgoing transactions including end of day balance
• camt.054.001.02 - Debit credit notification - transaction list
  The file has several options:
  • Both Debit and Credit transactions
  • Only Debit transactions  (All debit transactions on the account or only debit transactions from ISO 20022 XML payment files)
  • Only Credit transactions (All credit transactions on the account)

Please note! Bankgiro Recivebles (BGI) can be included  in CAMT053 (extended) and CAMT054.

You can find more information about the reconciliation files here.

To order the reconciliation files, you need to contact: ints@danskebank.com (Please provide account number, file type, UserID)

For each pain.001.001.03 file, Danske Bank will create one or more pain.002.001.03 files (PSR)

• Feedback on file level
• Feedback on payment level

Per default, a PSR on file level will be created and if any payment is rejected, then a PSR on payment level will be created too.

In the pain.001.001.03 file, you can choose which type of PSR you want.

Example:
If you do not want any feedback on payment level, then the <Authstn> tag can be used.
<Authstn>
<Prtry>Feedback=XI</Prtry>
</Authstn>

Danske Bank offers several types of PSRs on payment level – see Appendix A: Use of 1.3 Authstn

If you want to include invoices and credit notes in your domestic Swedish payments in ISO 20022 XML format, then you need to follow some rules:

• Only Swedish Bankgiro payments and Account transfers support invoices and credit notes
• Invoices and credit notes must be sent in the same payment file
• Invoices and credit notes must have the same date
• OCR number cannot be used
• Amount must be higher than 0 (zero) 
• Credit notes will no longer be monitored 
• Due to limitation in the current clearing channel in Sweden, we recommend to use only 10 <Strd> (Structured) tags with invoices and credit notes until the Swedish clearing channels are updated.

Appendix K provides more detailed information about how to use invoices and credit notes.

Danske Bank offer several Swedish domestic payment types:

• Salary
  
  
• Account transfer – short advice (Max. 12 characters)
• Account transfer – long advice (Max. 525 characters) 
  • Beneficiary address must be included in the file  (<PstCd> and <TwnNm>)
    
    
• Cash payment (will disappear when Swedish clearing channels have been updated)
  
  
• Bankgiro Transfer – Text  (Max. 25 characters) 
• Bankgiro Transfer – OCR reference (Max. 25 characters) 
• Bankgiro Transfer – Long advice (Max. 525 characters)
  
  
• Plusgiro Transfer – Text  (Max. 25 characters) 
• Plusgiro Transfer – OCR reference (Max. 25 characters)
• Plusgiro Transfer – Long advice (Max. 10*35)

When the Swedish clearing channels have been updated, Nordic Credit transfer and Nordic Salary will replace the above payment types and Beneficiary's name will be mandatory. 

Appendix L: provides more details about Nordic Credit Transfers and Nordic Salary (only SEK and from Swedish accounts).